USDai & sUSDai 101
Questions about USDai and sUSDai, their differences, and how to mint, redeem, or swap them in the app.
USDai and sUSDai
What is USDai and sUSDai? What’s the difference?
USDai is a synthetic dollar token backed by real-world infrastructure credit. sUSDai is the staked, yield-bearing version of USDai. When you stake USDai into the protocol, you receive sUSDai in return, which accrues yield passively over time.
USDai = liquid, non-yielding, eligible for rewards
sUSDai = staked, yield-bearing, withdrawable after an unstaking period, eligible for rewards
How do I get USDai or sUSDai?
USDai can be minted on the USD.AI app at https://app.usd.ai/buy.
sUSDai can be obtained by staking existing USDai at https://app.usd.ai/buy or buy direct via stables (contract will stake it for you) at https://app.usd.ai/?tab=allo&alignment=airdrop&strategy=basic.
What does it mean to redeem USDai?
Redeeming means burning USDai directly via the protocol’s smart contracts to withdraw stablecoin (e.g., USDC, USDT). This is the protocol-native exit path and provides near-instant conversion with no exchange rate impact.
You can redeem USDai on our app at https://app.usd.ai/redeem
What does it mean to swap USDai?
Swapping USDai means exchanging it for another token (e.g., USDC or USDT) via a liquidity pool on a DEX. This provides near-instant conversion, but the rate depends on current market conditions and pool liquidity.
Unstaking & Withdrawals
How do I unstake sUSDai?
Navigate to https://app.usd.ai/unstake on the USD.AI app
Your request enters the redemption queue.
Redemptions are automatically processed on fixed dates that occur every 30 days.
When the window executes, go to Pending Transactions and click Withdraw to receive your USDai + accrued yield.
Upcoming redemption dates are displayed in the app.
Last updated