# Dashboards

### Total Value Locked

> * Cumulative TVL over time
> * TVL is calculated as all stablecoin backing USDai and sUSDai plus all income generated

### Staking APY

> * The current and historical yield of staking USDai
> * sUSDai Staking Ratio = the % of USDai that is currently being staked

### Proof of Reserves

> * A summary view all of the underlying collateral reserves and loans powering sUSDai yield

### Key Ratios

> * USDai Reserve Ratio: The % of USDai that is backed by stablecoins (instantly redeemable).
> * USDai Staking Ratio: The % of USDai that is currently being staked
> * sUSDai Utilization: The % of sUSDai liquidity that is currently deployed to loans along with the expected change in Utilization assuming all Upcoming loans are funded