USD.AI Terms of Service

Last Modified: January 12, 2026


Welcome to USD.AI! These Terms of Service (these "Terms") are entered into between you and USD.AI Foundation, a Cayman Islands foundation company ("USD.AI Foundation," "we," "us," or "our"). USD.AI Foundation operates the USD.AI Protocol (the "Protocol") and related services. This page explains the terms by which you may access and use our online services, website located at usd.ai (the "Site"), application interface, software, and documentation provided on or in connection with the Protocol (collectively, the "Service").

By accessing or using the Service, or by clicking a button or checking a box marked "I Agree" (or something similar), you signify that you have read, understood, and agree to be bound by these Terms and to the collection and use of your information as described in our Privacy Policy located at usd.ai/privacy, whether or not you are a registered user of our Service. USD.AI Foundation reserves the right to modify these Terms and will provide notice of these changes as described below. These Terms apply to all visitors, users, and others who access the Service ("Users").

PLEASE READ THESE TERMS CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION. THESE TERMS CONTAIN A MANDATORY INDIVIDUAL ARBITRATION PROVISION IN SECTION 9.2 (THE "ARBITRATION AGREEMENT") AND CLASS ACTION/JURY TRIAL WAIVER PROVISION IN SECTION 9.3 (THE "CLASS ACTION/JURY TRIAL WAIVER") THAT REQUIRE, UNLESS YOU OPT OUT PURSUANT TO THE INSTRUCTIONS IN SECTION 9.2, THE EXCLUSIVE USE OF FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES BETWEEN YOU AND US, INCLUDING ANY CLAIMS THAT AROSE OR WERE ASSERTED BEFORE YOU AGREED TO THESE TERMS. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU EXPRESSLY WAIVE YOUR RIGHT TO SEEK RELIEF IN A COURT OF LAW AND TO HAVE A JURY TRIAL ON YOUR CLAIMS, AS WELL AS YOUR RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, PRIVATE ATTORNEY GENERAL OR REPRESENTATIVE ACTION OR PROCEEDING.

1. Our Service

1.1 Eligibility

This is a contract between you and USD.AI Foundation. You must read and agree to these Terms before using the Service. If you do not agree, you may not use the Service. You may use the Service only if you can form a binding contract with USD.AI Foundation, and only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations. Any use or access to the Service by anyone under 18 is strictly prohibited and in violation of these Terms. The Service is not available to any Users previously removed from the Service by USD.AI Foundation.

1.2 Limited License

Subject to the terms and conditions of these Terms, you are hereby granted a non-exclusive, limited, non-transferable, freely revocable license to use the Service as permitted by the features of the Service. USD.AI Foundation reserves all rights not expressly granted herein in the Service and the USD.AI Content (as defined below). USD.AI Foundation may terminate this license at any time for any reason or no reason.

1.3 Description of the Service

The USD.AI Protocol is a decentralized structured credit protocol designed to finance physical AI infrastructure assets. The Service provides a web-hosted user interface (the "App") that allows Users to interact with the Protocol. The Service enables Users to:

(a) Deposit supported Digital Currency (such as USDC) and receive USDai tokens in return;

(b) Stake USDai tokens to receive sUSDai tokens and earn yield generated by the Protocol;

(c) Redeem USDai or sUSDai tokens for supported Digital Currency, subject to Protocol liquidity and applicable redemption terms;

(d) For qualified borrowers, post eligible collateral (in the form of tokenized warehouse receipts representing physical assets) and draw liquidity from the Protocol;

(e) Connect compatible Digital Currency wallets to interact with the Protocol; and

(f) Access dashboards, documentation, and other information related to the Protocol.

"Digital Currency" means only those particular digital currencies listed as available on the Service from time to time. "USDai" is a synthetic dollar token issued by the Protocol. "sUSDai" is the yield-bearing staked version of USDai. Yield for sUSDai is primarily generated through loans to borrowers collateralized by AI infrastructure assets (such as GPUs), with idle capital held in low-risk instruments such as Treasury Bills.

1.4 User Representations and Warranties

By accessing the Site or using the Service, you represent and warrant that:

(a) You are at least 18 years of age and have the legal capacity to enter into these Terms;

(b) If acting on behalf of an entity, you have the authority to bind that entity to these Terms;

(c) You are not located in, under the control of, or a national or resident of any country subject to United States, Cayman Islands, United Nations, or other applicable sanctions or embargoes;

(d) You are not identified on any list of prohibited or restricted parties maintained by the United States (including OFAC), the Cayman Islands, or any other applicable jurisdiction;

(e) Your use of the Service will not violate any applicable law, rule, or regulation, including laws relating to anti-money laundering, counter-terrorist financing, or sanctions;

(f) You understand the risks associated with the Service, blockchain technology, smart contracts, and Digital Currency;

(g) You understand that you will be interacting with smart contracts and decentralized protocols, and that USD.AI Foundation does not control and cannot reverse transactions executed through the Protocol; and

(h) You will not use the Service to engage in any illegal activity, including money laundering, terrorist financing, tax evasion, or sanctions evasion.

1.5 Service Rules

You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated "scraping"; (ii) using any automated system, including without limitation "robots," "spiders," "offline readers," etc., to access the Service in a manner that sends more request messages to the USD.AI Foundation servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser; (iii) transmitting spam, chain letters, or other unsolicited communications; (iv) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (v) taking any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure; (vi) uploading invalid data, viruses, worms, or other software agents through the Service; (vii) collecting or harvesting any personally identifiable information from the Service; (viii) using the Service for any commercial solicitation purposes not authorized by USD.AI Foundation; (ix) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; (x) interfering with the proper working of the Service; (xi) accessing any content on the Service through any technology or means other than those provided or authorized by the Service; (xii) bypassing the measures we may use to prevent or restrict access to the Service; or (xiii) attempting to manipulate or exploit the Protocol, including through flash loan attacks, oracle manipulation, or other exploit mechanisms.

1.6 Changes to the Service

We may, without prior notice, change the Service; stop providing the Service or features of the Service, to you or to Users generally; or create usage limits for the Service. We may permanently or temporarily terminate or suspend your access to the Service without notice and liability for any reason, including if in our sole determination you violate any provision of these Terms, or for no reason. Upon termination for any reason or no reason, you continue to be bound by these Terms.

1.7 Disputes with Other Users

You are solely responsible for your interactions with other Users and with borrowers, depositors, or other participants in the Protocol. We reserve the right, but have no obligation, to monitor disputes between you and other Users. USD.AI Foundation shall have no liability for your interactions with other Users, or for any User's action or inaction.

2. Our Proprietary Rights

The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, and music (the "USD.AI Content"), and all intellectual property rights related thereto, are the exclusive property of USD.AI Foundation and its licensors. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such intellectual property rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any USD.AI Content. Use of the USD.AI Content for any purpose not expressly permitted by these Terms is strictly prohibited.

"USD.AI," "USDai," "sUSDai," and related logos and marks are trademarks of USD.AI Foundation. You may not use these marks without prior written consent from USD.AI Foundation.

You may choose to or we may invite you to submit comments or ideas about the Service, including without limitation about how to improve the Service or our products ("Ideas"). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place USD.AI Foundation under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone.

3. Service Providers

USD.AI Foundation engages third-party service providers to provide certain services in connection with the Protocol, including software development, maintenance, operational support, and borrower servicing. Your use of the Service may involve interactions with such service providers or their systems. USD.AI Foundation coordinates these service providers but is not liable for their independent acts or omissions except to the extent caused by USD.AI Foundation's own negligence or willful misconduct.

4. Privacy

Please refer to our Privacy Policy at usd.ai/privacy for information about how we collect, use, and share your information. By using the Service, you consent to the collection, use, and sharing of your information as described in the Privacy Policy.

USD.AI Foundation cares about the integrity and security of your personal information. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk.

The Service may contain links to third-party materials that are not owned or controlled by USD.AI Foundation. USD.AI Foundation does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third-party website or service from the Service or share your personal information on or through any third-party website or service, you do so at your own risk, and you understand that these Terms do not apply to your use of such sites. You expressly relieve USD.AI Foundation from any and all liability arising from your use of any third-party website, service, or content.

6. Indemnity

You agree to defend, indemnify and hold harmless USD.AI Foundation and its directors, officers, employees, contractors, agents, licensors, service providers, and affiliates, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Service, including any data or content transmitted or received by you; (ii) your violation of any term of these Terms, including without limitation your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy or intellectual property rights; (iv) your violation of any applicable law, rule or regulation; (v) any content that is submitted via your account including without limitation misleading, false, or inaccurate information; (vi) your willful misconduct; or (vii) any other party's access and use of the Service with your credentials.

7. No Warranty and Disclaimers; Assumption of Risk

7.1 No Warranty and Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. USE OF THE SERVICE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM USD.AI FOUNDATION OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.

WITHOUT LIMITING THE FOREGOING, USD.AI FOUNDATION, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE PARTIES AGREE TO ELIMINATE ANY AND ALL FIDUCIARY DUTIES USD.AI FOUNDATION OR ANY RELATED ENTITIES AND AGENTS MAY HAVE TO YOU, OR YOUR AGENTS AND AFFILIATES, OR THE USERS OF THE SERVICE, PROVIDED THAT SUCH EXCLUSION OR LIMITATION OF LIABILITY SHALL NOT EXTEND TO MISAPPROPRIATION OF YOUR ASSETS OR FUNDS OR OTHER ACTS OR OMISSIONS THAT CONSTITUTE A BAD FAITH VIOLATION OF THE IMPLIED CONTRACTUAL COVENANT OF GOOD FAITH AND FAIR DEALING.

7.2 Assumption of Risk - General

By utilizing the Service or interacting with the USD.AI Content in any way, you represent that you understand the inherent risks associated with cryptographic systems and warrant that you have an understanding of the usage, intricacies, and difficulties of using native cryptographic tokens, smart contract based-tokens, and blockchain-based software systems.

You acknowledge and agree that: (i) USD.AI Foundation is not responsible for operation of the underlying blockchain networks and there exists no guarantee of functionality, security, or availability of such networks; (ii) the underlying protocols are subject to sudden changes in operating rules (known as "Forks"), and that such Forks may materially affect the Service; (iii) you hereby irrevocably waive, release and discharge all claims, whether known or unknown to you, against USD.AI Foundation, its affiliates and their respective directors, officers, employees, agents and representatives related to any of the risks set forth in these Terms; and (iv) USD.AI Foundation assumes absolutely no responsibility whatsoever in respect of any underlying software protocols, whether Forked or not.

You acknowledge and understand that cryptography is a progressing field. Advances in code cracking or technical advances such as the development of quantum computers may present risks to cryptocurrencies and the Service, which could result in the theft or loss of your cryptographic tokens or property.

You understand that blockchain technologies and associated currencies or tokens are highly volatile due to many factors including but not limited to adoption, speculation, technology and security risks. You also acknowledge that the cost of transacting on such technologies is variable and may increase at any time.

7.3 Assumption of Risk - USD.AI Protocol Specific

You acknowledge and understand the following risks specific to the USD.AI Protocol:

(a) Collateral Risk. The Protocol's yield is derived primarily from loans collateralized by physical assets, including GPUs and other AI infrastructure equipment. The value of such collateral may decline, borrowers may default on their obligations, and collateral liquidation may not fully recover amounts owed. Such events could result in losses to depositors and reductions in the value of USDai or sUSDai.

(b) Redemption Risk. Redemptions of USDai or sUSDai for underlying Digital Currency are subject to Protocol liquidity. During periods of high redemption demand, low Protocol liquidity, or market stress, redemptions may be delayed, restricted, or may not be possible at all. You may not be able to redeem your tokens when you want or at the value you expect.

(c) Smart Contract Risk. The Protocol operates through smart contracts deployed on public blockchains. Despite security audits, smart contracts may contain bugs, vulnerabilities, or errors that could result in loss of funds, including total loss of deposited assets.

(d) Oracle and Data Risk. The Protocol may rely on price oracles, data feeds, or other external data sources. Failure, manipulation, delay, or inaccuracy of such data sources could adversely affect Protocol operations and the value of your tokens.

(e) Regulatory Risk. The regulatory status of synthetic dollars, stablecoins, yield-bearing tokens, and decentralized finance protocols is uncertain and evolving in many jurisdictions. Regulatory developments could restrict or prohibit the use of the Protocol, require changes to Protocol operations, affect the value of tokens, or result in enforcement actions.

(f) Counterparty and Operational Risk. The Protocol relies on various counterparties and service providers, including data centers, warehouses, custodians, and independent managers. Failure, fraud, or default by any such counterparty could result in losses.

(g) No Deposit Insurance. USDai and sUSDai ARE NOT DEPOSITS AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION, THE SECURITIES INVESTOR PROTECTION CORPORATION, THE CAYMAN ISLANDS MONETARY AUTHORITY, OR ANY OTHER GOVERNMENTAL AGENCY. YOU MAY LOSE SOME OR ALL OF YOUR DEPOSITED FUNDS.

(h) No Guarantee of Yield or Value. Past yield performance is not indicative of future results. The yield generated by sUSDai may vary significantly, may be zero, or may be negative. The value of USDai and sUSDai may fluctuate and is not guaranteed to maintain any particular exchange rate with any fiat currency or other Digital Currency.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL USD.AI FOUNDATION, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SERVICE PROVIDERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, USD.AI FOUNDATION ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (i) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (ii) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF THE SERVICE; (iii) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN; (iv) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (v) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE SERVICE BY ANY THIRD PARTY; (vi) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT; (vii) THE CONDUCT OF ANY THIRD PARTY, INCLUDING BORROWERS, DEPOSITORS, OR OTHER PROTOCOL PARTICIPANTS; OR (viii) ANY LOSS OF YOUR DIGITAL CURRENCY, TOKENS, OR OTHER ASSETS.

IN NO EVENT SHALL USD.AI FOUNDATION, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SERVICE PROVIDERS, OR LICENSORS BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE LESSER OF (A) THE AMOUNT YOU PAID TO USD.AI FOUNDATION IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF USD.AI FOUNDATION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THESE TERMS GIVE YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM JURISDICTION TO JURISDICTION.

9. Governing Law, Arbitration, and Class Action/Jury Trial Waiver

9.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Cayman Islands, without regard to conflict of laws principles. Notwithstanding the foregoing, the Federal Arbitration Act (9 U.S.C. §§ 1-16) ("FAA") governs the interpretation and enforcement of the Arbitration Agreement in Section 9.2 and preempts all state laws to the fullest extent permitted by law.

You agree to submit to the exclusive personal jurisdiction of the courts of the Cayman Islands for any actions for which we retain the right to seek injunctive or other equitable relief to prevent the actual or threatened infringement, misappropriation or violation of our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights.

9.2 Arbitration

READ THIS SECTION CAREFULLY BECAUSE IT REQUIRES THE PARTIES TO ARBITRATE THEIR DISPUTES AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM USD.AI FOUNDATION.

This Section 9.2 (the "Arbitration Agreement") applies to and governs any dispute, controversy, or claim between you and USD.AI Foundation that arises out of or relates to, directly or indirectly: (i) these Terms, including the formation, existence, breach, termination, enforcement, interpretation, validity, or enforceability thereof; (ii) access to or use of the Service; (iii) any transactions through, by, or using the Service or Protocol; or (iv) any other aspect of your relationship or transactions with USD.AI Foundation (collectively, "Claims"). The Arbitration Agreement shall apply, without limitation, to all Claims that arose or were asserted before or after your agreement to these Terms.

If you are a new USD.AI user, you can reject and opt-out of this Arbitration Agreement within 30 days of accepting these Terms by emailing USD.AI Foundation at [email protected] with your first and last name and stating your intent to opt-out of the Arbitration Agreement. Opting out of this Arbitration Agreement does not affect any other part of these Terms.

For any Claim, you agree to first contact us at [email protected] and attempt to resolve the dispute with us informally. In the unlikely event that USD.AI Foundation has not been able to resolve a Claim after sixty (60) days, we each agree to resolve any Claim exclusively through binding arbitration by AAA before a single arbitrator (the "Arbitrator"), under the Expedited Procedures then in effect for AAA (the "Rules"), except as provided herein. In the event of any conflict between the Rules and this Arbitration Agreement, this Arbitration Agreement shall control.

The arbitration will be conducted in the U.S. county where you live or in New York, New York, unless you and USD.AI Foundation agree otherwise. Each party will be responsible for paying any AAA filing, administrative and arbitrator fees in accordance with AAA rules. The award rendered by the arbitrator may include costs of arbitration, reasonable attorneys' fees and reasonable costs for expert and other witnesses.

Nothing in this Section shall be deemed as preventing USD.AI Foundation from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, or violation of our intellectual property rights; or preventing you from asserting claims in small claims court, if your claims qualify and so long as the matter remains in such court and advances on only an individual (non-class, non-representative) basis.

9.3 Class Action/Jury Trial Waiver

WITH RESPECT TO ALL PERSONS AND ENTITIES, REGARDLESS OF WHETHER THEY HAVE USED THE SERVICE FOR PERSONAL, COMMERCIAL OR OTHER PURPOSES, ALL CLAIMS MUST BE BROUGHT IN THE PARTIES' INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE PROCEEDING. THIS WAIVER APPLIES TO CLASS ARBITRATION, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS.

YOU AND USD.AI FOUNDATION AGREE THAT THE ARBITRATOR MAY AWARD RELIEF ONLY TO AN INDIVIDUAL CLAIMANT AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF ON YOUR INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED MAY NOT AFFECT OTHER USD.AI USERS.

YOU AND USD.AI FOUNDATION FURTHER AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND USD.AI FOUNDATION ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

10. General

10.1 Entire Agreement

These Terms constitute the entire agreement between you and USD.AI Foundation regarding the use of the Service, superseding any prior agreements between you and USD.AI Foundation relating to your use of the Service.

10.2 Waiver and Severability

The failure of USD.AI Foundation to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms remain in full force and effect.

10.3 Assignment

You may not assign or transfer these Terms or any rights hereunder without the prior written consent of USD.AI Foundation. USD.AI Foundation may assign these Terms without restriction.

10.4 Notices

Any notices or other communications provided by USD.AI Foundation under these Terms will be given by posting to the Service or by email to the address associated with your account. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted.

10.5 Contact Information

If you have any questions about these Terms, please contact us at:

USD.AI Foundation PO Box 10061 George Town Financial Center 90 Fort Street, Suite 306 Grand Cayman, KY1-1001 Cayman Islands

Email: [email protected]

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