# $CHIP

*CHIP is the utility and governance token of* [*USD.AI*](http://usd.ai)*. It coordinates the standards, risk parameters, and market plumbing that let GPU-backed loans become standardized, liquid, and continuously priced, so AI infrastructure is not constrained by bespoke, illiquid private credit.*

**Overview:** 

* Protocol governance
* Interest rate controls
* Staking module
* Tokenomics