How Minting USDai Works

This page explains the available minting options and how deposits move before USDai is minted.

Minting USDai can take different paths depending on the chain, token, and current liquidity. This page explains what options exist, why limits happen, and how your funds move before USDai is minted.

Two Ways to Mint USDai

When you mint, the app will show Instant Mint or Queue.

Instant Mint

• Your deposit is swapped or bridged using existing liquidity

• USDai is minted immediately

• Size is limited by how much liquidity is available at that moment

Queue

• Your deposit enters the native minting queue

• It does not rely on swap liquidity

• There is no effective size limit, but minting is not instant

Minting Availability Across Chains

The options shown below reflect how minting works across different chains and deposit tokens.

Figures shown are live estimates. For the latest limits and availability, please check app.usd.ai.

Some routes can mint USDai immediately when sufficient liquidity is available. If that liquidity is fully used, Instant Mint may be temporarily unavailable and deposits will be routed through the queue instead.

In practice, smaller or time-sensitive deposits often use Instant Mint, while larger deposits are more reliably processed through the Queue. The app automatically selects the best available path based on current conditions.

What Happens After You Deposit

The diagram shows what happens to your funds between the moment you deposit and when USDai is minted.

Depending on where you start, your deposit may move across chains or be swapped into the required asset before minting. These steps use existing bridge and swap infrastructure and are only needed when funds are not already in the correct place.

All minting paths converge at the same final step, where USDai is issued and delivered to your wallet on the destination chain.