# USD.AI ## USD.AI - [Welcome to USD.AI](https://docs.usd.ai/usdai/welcome-to-usd.ai.md): USD.AI finances AI infrastructure through GPU-backed loans. Earn yield with sUSDai, or borrow against GPU collateral. - [How It Works](https://docs.usd.ai/usdai/how-it-works.md): USD.AI issues loans backed by GPU collateral. Learn how the protocol works end-to-end, from borrower underwriting to depositor yield. - [InfraFi Market](https://docs.usd.ai/usdai/infrafi-market.md): The AI infrastructure financing market represents billions in GPU demand. USD.AI positions depositors to earn yield from this structural growth. - [Risks & Mitigants](https://docs.usd.ai/usdai/risks-and-mitigants.md): How USD.AI manages risk in GPU-backed lending: LTV limits, insurance, collateral standards, and borrower underwriting. - [Proof of Loans](https://docs.usd.ai/usdai/proof-of-loans.md): Independent third-party attestation reporting on USD.AI’s GPU loan portfolio. - [Media Coverage](https://docs.usd.ai/usdai/media-coverage.md): USD.AI's digital footprint across different news and media platforms. - [Overview](https://docs.usd.ai/borrower/overview.md): USD.AI provides non-recourse GPU-backed loans for AI infrastructure operators. Finance B200, B300, GB200/300, and Vera Rubin servers at competitive rates. - [Onchain / Offchain Interplay](https://docs.usd.ai/borrower/onchain-offchain-interplay.md): Mapping legal contracts and enforcements with onchain representation and structural rights - [Partners](https://docs.usd.ai/borrower/partners.md) - [FAQ](https://docs.usd.ai/borrower/faq.md): Answers to common questions about USD.AI's GPU-backed loan process, eligibility, LTV ratios, repayment terms, and collateral requirements. - [Overview](https://docs.usd.ai/depositor/overview.md): Deposit PYUSD to mint USDai or sUSDai and earn yield backed by GPU-collateralized loans. Learn how USD.AI deposits work. - [USDai](https://docs.usd.ai/depositor/usdai.md): USDai is a stablecoin fully backed by PYUSD. Mint on Arbitrum, Ethereum, Base, or Plasma. - [sUSDai](https://docs.usd.ai/depositor/susdai.md): sUSDai is the staked version of USDai, accruing yield from GPU-backed loans. - [Queue Extractable Value](https://docs.usd.ai/depositor/susdai/queue-extractable-value.md): Queue Extractable Value is a novel DeFi Primitive for Long-Dated Redemptions and Low-Liquidity Collateral - [sUSDai Withdrawal Estimates](https://docs.usd.ai/depositor/susdai/susdai-withdrawal-estimates.md) - [FAQ](https://docs.usd.ai/depositor/faq.md) - [USDai & sUSDai 101](https://docs.usd.ai/depositor/faq/usdai-and-susdai-101.md): sUSDai is USD.AI's yield-bearing token, while USDai is its base stablecoin. Learn how they differ and how yield works. - [TVL, Liquidity & Bridging](https://docs.usd.ai/depositor/faq/tvl-liquidity-and-bridging.md): How USD.AI TVL is calculated, where USDai liquidity lives, and how to bridge USDai and sUSDai across Arbitrum, Ethereum, Base, and Plasma. - [Allo Points & Alignment](https://docs.usd.ai/depositor/faq/allo-points-and-alignment.md): Questions about Allo Points, multipliers, and alignment. - [Pendle (Yield, YT, Locks)](https://docs.usd.ai/depositor/faq/pendle-yield-yt-locks.md): Questions about YTs, Lock YTs, and how yield and pricing behave. - [GPU Loans](https://docs.usd.ai/depositor/faq/gpu-loans.md): How USD.AI GPU-backed loans work, what collateral is accepted, how loans are underwritten, and how depositors are protected if a borrower defaults. - [Marketing and Summary Disclosures](https://docs.usd.ai/depositor/marketing-and-summary-disclosures.md) - [CHIP](https://docs.usd.ai/governance/chip.md): CHIP is the governance token of USD.AI. CHIP holders vote on protocol changes, collateral types, and core risk parameters. - [Tokenomics](https://docs.usd.ai/governance/tokenomics.md): Full $CHIP token distribution. Vesting schedules and supply details. - [Borrower](https://docs.usd.ai/app-guide/borrower.md) - [Navigation](https://docs.usd.ai/app-guide/borrower/navigation.md): How to Borrow against infrastructure assets and manage loan repayments - [Borrow](https://docs.usd.ai/app-guide/borrower/borrow.md): How to Borrow against infrastructure assets and manage loan repayments - [Repayment](https://docs.usd.ai/app-guide/borrower/repayment.md): How to Borrow against infrastructure assets and manage loan repayments - [Prepayment](https://docs.usd.ai/app-guide/borrower/prepayment.md): How to Borrow against infrastructure assets and manage loan repayments - [Depositor](https://docs.usd.ai/app-guide/depositor.md) - [Buy / Stake](https://docs.usd.ai/app-guide/depositor/buy-stake.md): Step-by-step guide to buying USDai, staking for sUSDai, and bridging across chains. Start earning GPU-backed yield now. - [Allo (Points)](https://docs.usd.ai/app-guide/depositor/allo-points.md): How to earn Allo into the ICO or Airdrop - [Portfolio (+Team)](https://docs.usd.ai/app-guide/depositor/portfolio-+team.md): How to view current holdings, Allo, referrals, leaderboard, etc. - [Dashboards](https://docs.usd.ai/app-guide/depositor/dashboards.md): How to view protocol level stats, information, prices, etc. - [Proof of Reserves](https://docs.usd.ai/app-guide/depositor/proof-of-reserves.md): How to view all of the underlying collateral, details of loans, borrower health, and yield - [Loans](https://docs.usd.ai/app-guide/depositor/loans.md): Loan Information - [Technical Protocol Overview](https://docs.usd.ai/technical-overview/technical-protocol-overview.md): Technical documentation of USD.AI's smart contract architecture, on-chain/off-chain interplay, oracle design, and protocol security model. - [Audits](https://docs.usd.ai/technical-overview/audits.md): USD.AI smart contract audit reports from independent security firms. View audit results for USDai, sUSDai, and protocol contracts. - [Contract Addresses](https://docs.usd.ai/technical-overview/contract-addresses.md): Official USD.AI smart contract addresses on Arbitrum, Ethereum, Base, and Plasma. Includes USDai, sUSDai, vault, and router contract addresses. - [USD.AI Intro](https://docs.usd.ai/brand-guidelines/usd.ai-intro.md) - [Logo](https://docs.usd.ai/brand-guidelines/logo.md) - [Color](https://docs.usd.ai/brand-guidelines/color.md) - [Type](https://docs.usd.ai/brand-guidelines/type.md) - [Details](https://docs.usd.ai/brand-guidelines/details.md) - [USD.AI Terms of Service](https://docs.usd.ai/terms-of-service/usd.ai-terms-of-service.md) - [USD.AI Privacy Policy](https://docs.usd.ai/terms-of-service/usd.ai-privacy-policy.md) --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. 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