Marketing and Summary Disclosures

sUSDai is a noncustodial, rules-based vault token whose NAV reflects reserve assets and protocol-recognized Depositor NFTs. Ordinary-course borrower payments are routed according to predefined smart-contract logic and applicable loan documents. Neither the Foundation, GPU Finance, Permian Labs, nor any multisig or execution role has discretion to select individual users for redemption, redirect ordinary-course payments, alter yield allocation, or admit loans outside applicable protocol-approved criteria. Authorized roles are limited to implementing disclosed protocol functions, submitting security-controlled transactions, and enforcing objective rights under loan documents following defined events of default. Yield is not guaranteed and depends on borrower payment performance, reserve yield, fees, redemption timing, and applicable default or impairment treatment.