GPU Loans

Questions about USD.AI's GPU financing service, how they work, and how they generate yield.

How many loans are live?

You can check can the status of all the loans on the “Reserves” page of the USD.AI app https://app.usd.ai/reserves

Why aren't there more loans?

The loan process can take as little as a few days or as long as a few months depending on its complexity and in these early stages, the protocol is being more prudent to ensure users and USD.AI is not negatively impacted.

The 2 main stages of a loan are:

1. Underwriting = evaluating business, assets, legal, etc

2. Install = receiving hardware, installing, verifying

GPUs depreciate fast. How is that risk handled?

See Risks & Mitigants section