# Allo (Points)

{% hint style="info" %}
Read the Allo<sup>TM</sup> blog post here: <https://usd.ai/stories>\
Click here to see the full [Allo rates and Alignment](https://docs.google.com/spreadsheets/d/1lI8-9RrVP-FcmlUytJG1x8yIg-9IZMn1b_t9PqRAzGQ/edit?gid=1294412414#gid=1294412414)
{% endhint %}

{% hint style="warning" %}
Few Key Reminders:

1. You cannot earn ICO and Airdrop. Your total Allo<sup>TM</sup> is assigned to ICO or Airdrop based on your final alignment. In order to earn BOTH, you will need 2 separate wallets participating.
2. Your Alignment is not your ICO / Allo points. The Alignment uses a different rate based roughly on $USD values. Refer to the [Master Sheet](https://docs.google.com/spreadsheets/d/1lI8-9RrVP-FcmlUytJG1x8yIg-9IZMn1b_t9PqRAzGQ/edit?gid=1294412414#gid=1294412414) to see how different activities affect Alignment.
   {% endhint %}

## Allo<sup>TM</sup> is the rewards system for the USD.AI protocol.

You can earn it in two ways:

1. Deposits = All of your on-chain activity based on 3 factors ([learn more](https://docs.usd.ai/app-guide/portfolio-+team#deposit-allotm))
   1. Alignment
   2. Strategy
   3. Amount
2. Team = 10% of all your referred team members' on-chain activity ([learn more](https://docs.usd.ai/app-guide/portfolio-+team#team-allotm))

## Alignment: ICO vs Airdrop

|                                                  | ICO                                                                   | Airdrop             |
| ------------------------------------------------ | --------------------------------------------------------------------- | ------------------- |
| Underlying Token                                 | USDai                                                                 | sUSDai              |
| % of Supply Given to each group of users         | 70%                                                                   | 30%                 |
| The base (minimum) rate for each alignment/token | 5x Allo                                                               | 2x Allo             |
| Redemption Time                                  | Instant                                                               | 30 days             |
| Native Yield                                     | None                                                                  | 7-15%               |
| KYC/Purchase Required                            | Yes, ICO allocation must be purchased like any other token investment | No, airdrop is free |

{% hint style="success" %}
**How to earn an Airdrop**

To receive an Airdrop, your Airdrop Alignmeent must be HIGHER than the average across all users. To guarantee an Airdrop, only participate in sUSDai activities. Remember, refer to the [Master Sheet](https://docs.google.com/spreadsheets/d/1lI8-9RrVP-FcmlUytJG1x8yIg-9IZMn1b_t9PqRAzGQ/edit?gid=1294412414#gid=1294412414) to see what the Alignment Rates are for each activity. Allo does NOT = Alignment.
{% endhint %}

## Strategy

Impacts to Allo and Alignment typically increase as risk increases. Always refer to the dashboard to find the current Allo Earning Rates.

<table><thead><tr><th width="87.36712646484375">Strategy</th><th width="94.979248046875" data-type="rating" data-max="3">Risk</th><th>Description</th></tr></thead><tbody><tr><td>Basic</td><td>1</td><td>Holding USDai or sUSDai</td></tr><tr><td>Auto</td><td>2</td><td>Depositing into a curated LP/MM vault (via <a href="https://www.concrete.xyz/">concrete.xyz</a>)</td></tr><tr><td>Boost</td><td>2</td><td>Providing Pendle liquidity (via <a href="https://www.pendle.finance/">pendle.finance</a>)</td></tr><tr><td>Max</td><td>3</td><td>Buying Allo via YT tokens  (via <a href="https://www.pendle.finance/">pendle.finance</a>)</td></tr><tr><td>Lock</td><td>3</td><td>Locking YT tokens for boosted Allo</td></tr></tbody></table>

{% hint style="success" %}
**How to change your Alignment faster**

Higher risk strategies will affect your Alignment rate more than lower risk strategies

**Basic < Auto < Boost < Max/Lock**
{% endhint %}

## Alignment Details

On the [ALLO](https://app.usd.ai/rewards?tab=allo) page, you can always view where you and the protocol stand to influence your future decisions on where to earn.

<figure><img src="https://content.gitbook.com/content/yihtTguEhuWiLBn09qwl/blobs/ap62cgsxUORsVoDW0f1D/image.png" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}

* Total Allo<sup>TM</sup> = Sum of Deposit Allo<sup>TM</sup> and Team Allo<sup>TM</sup>
* Alignment Bubble = Your current alignment based on the Alignment Rates for activities
* % Bar = Your current breakdown by % between the two Alignments
* Protocol Alignment = The current average Alignment across all users
* Projection = 30 day projection of alignment %
  {% endhint %}


---

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