# Prepayment

{% hint style="success" %}
Borrowing via USD.AI is not publicly available. Reach out to the USD.AI team through the following if you would like to inquire or get more information.

* [Intake Form](https://www.gpuloans.com/contact)
* Email us at <originations@usd.ai>
  {% endhint %}

### Prepayment

Borrowers who are *Current* on their loan can click **View Payment** from the dashboard to make additional principal payments at any time and in any amount. This reduces your remaining balance and lowers future interest charges.

<figure><img src="/files/83iCyo6BcXHtBycyEbKE" alt=""><figcaption></figcaption></figure>

1. Review Loan Details and Enter Prepayment Amount

{% hint style="warning" %}
**Prepayment View**

* Enter Amount - Input the prepayment amount you would like to pay on the principal
* Applied to Payment due \[Date] - Portion applied to the upcoming scheduled payment if the upcoming payment has not been paid in full already
* Prepayment of Principal - Amount applied directly to reducing your principal
* Total Principal Reduced - Resulting reduction in outstanding principal
* Future Interest Savings - Calculated interest saved over the life of the loan
  {% endhint %}

2. Complete Transaction and Prepay
   1. Approve PYUSD - Authorizes the PYUSD transfer from your wallet.
   2. Make Payment - Executes the payment transaction and to reduce your outstanding principal balance.


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