> For the complete documentation index, see [llms.txt](https://docs.usd.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.usd.ai/app-guide/borrower/prepayment.md). # Prepayment {% hint style="success" %} Borrowing via USD.AI is not publicly available. Reach out to the USD.AI team through the following if you would like to inquire or get more information. * [Intake Form](https://www.gpuloans.com/contact) * Email us at {% endhint %} ### Prepayment Borrowers who are *Current* on their loan can click **View Payment** from the dashboard to make additional principal payments at any time and in any amount. This reduces your remaining balance and lowers future interest charges.
1. Review Loan Details and Enter Prepayment Amount {% hint style="warning" %} **Prepayment View** * Enter Amount - Input the prepayment amount you would like to pay on the principal * Applied to Payment due \[Date] - Portion applied to the upcoming scheduled payment if the upcoming payment has not been paid in full already * Prepayment of Principal - Amount applied directly to reducing your principal * Total Principal Reduced - Resulting reduction in outstanding principal * Future Interest Savings - Calculated interest saved over the life of the loan {% endhint %} 2. Complete Transaction and Prepay 1. Approve PYUSD - Authorizes the PYUSD transfer from your wallet. 2. Make Payment - Executes the payment transaction and to reduce your outstanding principal balance. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.usd.ai/app-guide/borrower/prepayment.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.