# Navigation

{% hint style="success" %}
Borrowing via USD.AI is not publicly available. Reach out to the USD.AI team through the following if you would like to inquire or get more information.

* [Intake Form](https://www.gpuloans.com/contact)
* Email us at <originations@usd.ai>
  {% endhint %}

## Navigation&#x20;

1. Select the Loans page in the Navigation Bar

This is a dashboard view of all your active and inactive loans.&#x20;

<figure><img src="/files/8wEVCaEfCJr3FeIeh2RI" alt=""><figcaption></figcaption></figure>

#### My Active Loans

<table><thead><tr><th width="216.875">Column</th><th>Description</th></tr></thead><tbody><tr><td>Collateral</td><td>The asset(s) securing the loan (e.g., NVIDIA B300s [20] — x20 Servers)</td></tr><tr><td>Loan Status</td><td>The current state of the loan (see statuses below)</td></tr><tr><td>Principal</td><td>The original loan amount borrowed</td></tr><tr><td>APR</td><td>Annual Percentage Rate applied to the loan</td></tr><tr><td>Payment Due</td><td>The date or frequency of the next payment</td></tr><tr><td>Payment Amt</td><td>The dollar amount due for the current payment period</td></tr><tr><td>Action</td><td><strong>View Borrow</strong> or <strong>View Payment</strong> depending on loan status</td></tr></tbody></table>

{% hint style="info" %}
Loan Statuses

* Lending - You have not completed the borrow process yet. Click on **View Borrow** to accept the terms and withdraw
* Pay Now - An upcoming payment is due. Click **View Payment** to pay
* Current - You have successfully repaid your loan for the current payment period
* Late - You missed the last payment and are at risk of default. <mark style="color:$danger;">Pay immediately</mark> — your APR increases immediately after you miss your due date
  {% endhint %}

#### My Inactive Loans

Loans that are no longer active appear here. Depending on their status, a message replaces the standard payment columns.

{% hint style="info" %}
Loan Statuses

* Closed - The loan has been fully repaid and closed
* Defaulted - The borrower failed to make payment. Collateral is being prepared for auction
* At Auction - Collateral is currently listed at auction. A countdown shows time remaining for bids
* Auctioned - The auction has closed and collateral has been claimed
  {% endhint %}

Click **View Details** on any inactive loan to see the full loan history.

2. Click the **View Borrow** or **View Payment** button to enter your loan.


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If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.usd.ai/app-guide/borrower/navigation.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.